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Monzo Slots: Paying by Debit Card and Pay by Bank

A Monzo card is a Mastercard debit card, so it funds the card cashier from £5 at Mecca, William Hill and Buzz Bingo, £10 at PlayOJO and £1 at Lottoland. Mecca, William Hill, PlayOJO and Lottoland also take bank payments through Pay by Bank routes, and a submitted withdrawal cannot be cancelled.

Monzo at a glance

Type
Debit card (Mastercard) and Pay by Bank
Deposit
Yes
Withdrawal
Yes
Account
Yes
Typical minimum
£1

Pay by Bank in the casino cashier

Checks before your first withdrawal

  • At every UK-licensed casino

    Age is checked before the first deposit and name, address and date of birth before play; a later request follows anti-money-laundering duties with no single UKGC deadline.

  • William Hill

    Passport, licence or ID plus a UK address proof from the last 3 months, before the first deposit and confirmed in real time by chat.

  • Lottoland

    Age and identity before the deposit; a driving licence or passport with a bill from the last 3 months, and extended checks that add a card copy and a bank statement run 24-48 hours.

  • Buzz Bingo

    Documents can be requested at any moment, and the cashier answers on them within 72 hours.

Deposit steps

  1. A bank payment confirmed on a phone screen

    Choose the bank route in the cashier

    Lottoland and William Hill label it Pay by Bank, Mecca and PlayOJO Instant Bank Transfer; deposits run from £1 at Lottoland, £5 at Mecca and William Hill and £10 at PlayOJO.

  2. Confirm in your banking app

    Pay by Bank payments need your explicit consent, and the provider running the connection is authorised by the FCA.

Withdrawal steps

  1. A withdrawal confirmation in a banking app

    Pick the payout route

    William Hill pays Pay by Bank withdrawals from £5 up to £33,000 and Mecca pays Instant Bank Transfer withdrawals from £5; Buzz Bingo pays bank transfers in 2-5 working days.

  2. Confirm the amount

    The confirm button fixes the figure, because a submitted withdrawal stays in place at Great Britain cashiers.

At PlayOJO and Lottoland the bank routes take deposits, and payouts follow the cashier's own routes; PlayOJO processes 95% of withdrawals within minutes and Lottoland pays from £1 to a bank account, Visa, Mastercard or Apple Pay.

Why a casino card payment is declined

  • The card carries a different name

    The name on the payment method differs from the casino account holder

    Pay with a card in your own name; third-party deposits are returned minus bank charges

    Lottoland payout details
  • Card payments decline while the account still works

    The Monzo gambling block covers card payments and is switched on by the customer

    The block holds for its chosen pause, from 2 days to a year; bank transfers need a separate request to the bank

    Mastercard casino payments
  • A digital bank card is declined

    Heart, Betano and Parimatch note that some digital banks and prepaid payment methods may not be accepted

    Pay with a debit card issued in your own name at a cashier that lists it

    Visa casino payments

Monzo Mastercard Debit casino payments

A Monzo card sits in the Mastercard debit row of each cashier, and the bank routes are listed apart.

Card and bank routes by operator, deposits and payouts apart · £
Casino
Mecca Bingo Mecca Bingo
William Hill William Hill
Buzz Bingo Buzz Bingo
PlayOJO PlayOJO
Deposit
Min deposit
£1 by card or Pay by Bank
£5 by card or Instant Bank Transfer
£5 by card or Pay by Bank
£5 by card
£10 by card or Instant Bank Transfer
Withdrawal
Min withdrawal
£1
£5
£5
£5
—
Approval
5 working days (terms); 48 h (help centre)
—
—
Aim 1 h; terms up to 5 working days
95% of withdrawals processed within minutes
Payout
Up to 5 working days (terms)
Cards 1–3 working days
—
Cards up to 1 h after processing
95% processed in minutes
Withdrawal fee
5% (min £2) on unplayed deposits
£0
—
—
—
Payment details
Currencies
GBP
GBP
GBP
GBP
GBP
Payment note
Withdrawals from £1 to a bank account, Visa, Mastercard or Apple Pay; Paysafecard deposits at £2
Withdrawals from £5; cards take 1-3 working days without Fast Withdrawals
Withdrawals from £5, Pay by Bank up to £33,000
Bank transfer withdrawals in 2-5 working days; processing aims at 1 hour
95% of withdrawals processed within minutes; PayPal withdrawals up to £5,000
Open casinoVisit LottolandGo to Mecca Bingo cashierPlay at William HillOpen Buzz BingoVisit PlayOJO

Monzo slots from deposit to payout

Monzo slots run on two cashier routes. The Monzo card is a Mastercard debit card, so it funds the card cashier from £5 at Mecca, William Hill and Buzz Bingo, £10 at PlayOJO and £1 at Lottoland. The same five cashiers list bank routes beside the cards, from Instant Bank Transfer at Mecca and PlayOJO to Pay by Bank at William Hill and Lottoland, and a bank payment goes ahead with your explicit consent through an FCA-authorised provider.

PlayOJO home page in the UK
PlayOJO home page, UK version

Deposit minimums by card and bank transfer

Lottoland takes £1 by Visa, Mastercard, Apple Pay, Trustly, MuchBetter or Pay by Bank, with Paysafecard deposits at £2. Mecca takes £5 by card, Apple Pay, Instant Bank Transfer or Paysafecard, with PayPal at £10 and away from the first deposit. William Hill takes £5 by card, Pay by Bank or Apple Pay, and Buzz Bingo takes £5 by card with PayPal at £10. PlayOJO takes £10 across its methods, from cards and Instant Bank Transfer to PayPal, Paysafecard, Apple Pay and Google Pay.

Withdrawal minimums sit apart from deposits: £1 at Lottoland, £5 at Mecca, William Hill and Buzz Bingo. PlayOJO sets no withdrawal minimum in its terms, with payouts under £5 paid by cheque, while its PayPal page states £20.

Casino withdrawals to your card or bank

Mecca pays withdrawals from £5 by card or Instant Bank Transfer, and cards take 1-3 working days without Fast Withdrawals. William Hill pays Pay by Bank withdrawals from £5 up to £33,000, and its identity check is confirmed in real time by chat before the first deposit. Buzz Bingo pays bank transfers in 2-5 working days, with processing that aims at 1 hour while its terms allow up to 5 working days. Lottoland pays from £1 to a bank account, Visa, Mastercard or Apple Pay, with processing of up to 5 working days in its terms and 48 hours or usually 2 days from its help centre. PlayOJO processes 95% of withdrawals within minutes.

A submitted withdrawal cannot be cancelled in Great Britain, and a bank transfer sent through Faster Payments cannot be recalled either. The payout stages by operator list the processing and transfer times side by side.

Monzo gambling blocks and payment checks

Card payments and bank transfers

The Monzo gambling block is chosen by the customer and covers card payments: once it is on, card deposits decline for the chosen pause, from 2 days to a year. Bank transfers move through a separate channel, and stopping them needs a separate request to the bank. The block belongs to the bank account, and GAMSTOP self-exclusion runs separately from it as a free service.

The casino side carries its own checks. Age is verified before the first deposit and name, address and date of birth before play, under the rules in force since 7 May 2019; a later document request follows anti-money-laundering duties. The card or bank account must carry the account holder’s own name, and Lottoland returns a deposit from another person’s method minus bank charges. Credit cards stay outside every UK cashier under the ban in force since 14 April 2020.

The debit card networks underneath sit on Mastercard casinos and Visa casinos, and the other digital bank route on Revolut casinos.

Card routes and neighbours

Monzo casino FAQ

Can I pay casino deposits with Monzo?

A Monzo card is a Mastercard debit card, so it funds the card cashier from £5 at Mecca, William Hill and Buzz Bingo, £10 at PlayOJO and £1 at Lottoland. Mecca, William Hill, PlayOJO and Lottoland also list a bank route, from Instant Bank Transfer to Pay by Bank.

How does Pay by Bank work with Monzo?

Mecca runs Instant Bank Transfer from £5, William Hill Pay by Bank from £5, PlayOJO Instant Bank Transfer from £10 and Lottoland Pay by Bank from £1. The payment is confirmed in the banking app with your explicit consent, through a provider authorised by the FCA.

How long do withdrawals take?

William Hill pays Pay by Bank withdrawals from £5 up to £33,000 and Mecca pays Instant Bank Transfer withdrawals from £5, with cards taking 1-3 working days without Fast Withdrawals. Buzz Bingo pays bank transfers in 2-5 working days, Lottoland pays from £1 with processing of up to 5 working days in its terms and 48 hours or usually 2 days from its help centre, and PlayOJO processes 95% of withdrawals within minutes.

Does the Monzo gambling block stop casino payments?

The block is chosen by the customer and covers card payments; once it is on, card deposits decline for the chosen pause, from 2 days to a year. Bank transfers move through a separate channel and need a separate request to the bank.

Can I cancel a withdrawal after confirming it?

A withdrawal request sent in Great Britain holds from that moment under the rule of 31 October 2021. Check the amount and the route before confirming.
Lottoland Lottoland

Fund the balance from the Monzo account

Lottoland takes the card and Pay by Bank from £1, Mecca and William Hill take both from £5, and PlayOJO opens the card and Instant Bank Transfer at £10.